MoneyMinded is Australia's largest adult financial education program developed  to help people build their financial skills, knowledge and confidence.


Partners and History


MoneyMinded was developed by ANZ following its ANZ Survey of Adult Financial Literacy in Australia (2003), which identified a strong link between socio-economic status and financial literacy levels. 

The program was created by the Centre for Learning Innovation in the New South Wales Department of Education and Training with contributions from an advisory committee, which included representatives from the Australian Financial Counselling and Credit Reform Association (now Financial Counsellors Australia), the Australian Securities and Investments Commission (ASIC) and ANZ. MoneyMinded is free from any ANZ branding and promotion of products.

To access MoneyMinded online, to use money tools, or to find out more about the program, visit the MoneyMinded website.


Powers of attorney


About powers of attorney 

Powers of attorney are legal documents that let someone appoint another person who can make decisions for them or support them to make and give effect to their own decisions. Powers of attorney give choice and control. 

Enduring powers of attorney are a type of power of attorney. They ‘endure’ (continue) even when the person who made them is unable to make their own decisions about matters. Anyone can experience an accident or illness that affects their ability to make decisions. For this reason, the African Australian Welfare Bureau (AAWB) recommends everyone over the age of 18 years consider making enduring powers of attorney. AAWB also provides advice for people appointed under powers of attorney so they can understand their role and carry out their duties according to the law.

The supportive attorney appointment is another type of power of attorney. Supportive attorney appointments are a way a person can be supported to make decisions.  Supportive attorney appointments are designed to promote the right of people with disability to make their own decisions about things that affect them.


Contact us

For more information about Powers of Attorney and the type of training we can deliver, please email


Medical consent


About medical consent

Doctors and dentists (‘registered practitioners’) need a patient’s agreement (‘consent’) before performing medical or dental treatment.

If a patient is incapacitated, consent is not needed where there are reasonable grounds that emergency treatment is necessary to:

  • save the patient’s life
  • prevent serious damage to the patient's health
  • prevent suffering from significant pain or distress

If a patient is incapacitated, consent is also not needed for:

  • providing first aid
  • administering a prescribed drug within recommended      dosages
  • a non-intrusive examination such as a visual examination.


Contact us

For more information about Medical Consent and the type of training we can deliver, please email